Frequently Asked Questions
01
How safe is it to invest in Mutual Funds?
As you would be aware, “All the investments are subject to Market Risk”. However, considering the past performance, the Mutual Fund investments performance has been better as compared to many other asset classes. Also, any investment in Mutual Funds should be done with long-term perspective, and after assessing and understanding the associated risks.
03
Can I invest in a Mutual Fund,
without starting an SIP?
Yes, you can invest in a Mutual Fund scheme, without starting an SIP.
05
How Easy or Difficult is it to Buy / Sell / Monitor the Mutual Funds and other Investments?
It is a very User Friendly process, and driver by Technology. Additionally, the experienced team of S&A InvestSmart will be with you, to guide you and to support you, in case you face any issues / challenges during the process.
02
What is an SIP, SWP, STP etc.?
​SIP is a “Systematic Investment Plan”, SWP is a “Systematic Withdrawal Plan”, and STP is a “Systematic Transfer Plan”. These are various ways / methods developed w.r.t. investments. We will explain you these during our one-on-one discussions.
04
What Tax rate would be applicable, if I sell my Mutual Fund units?
The applicable STCG (Short-Term Capital Gains) or LTCG (Long Term Capital Gains) Tax, as per the extant Tax Laws and Regulations, would be applicable. We help you understand it in detail during the one-on-one discussion.
06
Once I decide to invest, what is the further process?
Once you decide to invest, we will request you to provide the details required (like PAN Card Details etc.) Once you provide the details, and your account is activated, your investment decisions can be implemented / executed. The process is very easy and smooth, and digital. Also, S&A InvestSmart Team is there to support you, in case you face any hurdles / issues.